"After my accident, the cash benefit showed up before my hospital bill even did. It genuinely saved us that month."
— Melissa K., OhioCoverage for the Gaps
Even the best health plan leaves gaps — deductibles, copays, lost income during recovery. Supplemental coverage pays you directly, no receipts required, so you decide how the money gets used.
Types of Supplemental Coverage
Critical Illness
Pays a lump sum if you're diagnosed with cancer, heart attack, stroke, or other covered conditions.
Hospital Indemnity
Pays a daily cash benefit for every day you're hospitalized — covers what your plan doesn't.
Accident Insurance
Pays cash benefits for ER visits, fractures, and dislocations after an accident.
Where Quality & Affordability Meet
Plans start at under $30/month and pair with any existing coverage — the safety net that sits underneath your safety net.
